The Challenge
Context for Change
Introducing SmartChoice™
Results Driven
The Challenge

In the United States, the cost of health care has risen to over $1.6 trillion and is expected to increase by up to 15 percent per year.

  • A Mercer Consulting survey found that the average cost per employee for health care in 2006 will be about $7,000, up from $5,000 in just four years.
  • Consumer behavior has a significant impact on the overall cost and quality of health care services.
  • Changes in behavior can improve health, reduce cost, and improve an employer’s ability to continue to offer medical benefits.

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